 Insurance Rates, Does our car make that big of a differen |
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 Oct 3, 2005 - 4:58 PM
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Enthusiast  Joined Sep 5, '04 Currently Offline Reputation: 0 (0%)  |
1993 Celica is HALF of what my 96 Costs. On 2 insurance companies, I put in the 96, Its skyrocketed, 200 a month for full coverage with NO tickets/accidents..A 2000 TRANS AM is 220 a month, a 93 Celica is 110 a month..This is all full coverage. Does our car make that big of a difference?
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Oct 3, 2005 - 5:25 PM
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 Enthusiast Joined Aug 17, '03 From Bloomington, Indiana Currently Offline Reputation: 62 (98%) |
yeah, it's labeled as a sports car!!!
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Oct 3, 2005 - 5:28 PM
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 Enthusiast Joined Jun 14, '05 Currently Offline Reputation: 1 (100%) |
Thats why I can't get a Celica... Insurance would be like 250+
Now im just insured in my parents 84 S-10 and its still 120 |
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Oct 3, 2005 - 5:58 PM
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Enthusiast Joined Sep 5, '04 Currently Offline Reputation: 0 (0%) |
QUOTE(dustin15brown @ Oct 3, 2005 - 10:25 PM) yeah, it's labeled as a sports car!!! [right][snapback]340761[/snapback][/right] 
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Oct 3, 2005 - 8:46 PM
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 Enthusiast Joined Oct 3, '02 From Va Team 6gc Currently Offline Reputation: 1 (100%) |
thats why i dont wanna keep my car.
--------------------  All I have in this world is my Balls and my Word and I'm not breaking em for no one,- Tony Montana Team 6gc 2005 |
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Oct 3, 2005 - 9:08 PM
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 Enthusiast Joined Apr 18, '05 From Lincoln, Ar Currently Offline Reputation: 7 (100%) |
LOL, down here it aint so much for my Celica.
120 a month, then again its only an ST. Just you wait untill I get A twin Turbo Supra MK4 Someday.  Insurance would be 1000+ a month LOL |
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Oct 3, 2005 - 10:40 PM
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Enthusiast Joined Sep 5, '04 Currently Offline Reputation: 0 (0%) |
QUOTE(soulshadow @ Oct 4, 2005 - 2:08 AM) LOL, down here it aint so much for my Celica. 120 a month, then again its only an ST. Just you wait untill I get A twin Turbo Supra MK4 Someday. Insurance would be 1000+ a month LOL [right][snapback]340827[/snapback][/right] full or liability? |
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Oct 3, 2005 - 11:32 PM
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Enthusiast Joined Jul 31, '05 From toronto Currently Offline Reputation: 0 (0%) |
okey a few things to consider 1) 6gc's are rarer and has a higher value than 5gc's also your comparing a 9 yr old car to one thats 12yrs old
2) domestics are usually cheap on insurance since their value greatly deminishes even if its only for a few years -------------------- I've learned my lesson... the best mod you can have for your car is a good alarm system
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Oct 4, 2005 - 12:09 AM
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 Enthusiast Joined Dec 25, '02 From Pittsburgh/Clairton, PA Currently Offline Reputation: 1 (100%) |
worked out to be 130 for me a month, and i've had tickets, but 0pts at the moment(ticket pending)
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Oct 4, 2005 - 12:53 AM
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 Enthusiast Joined Sep 17, '05 From Newcastle / UK Currently Offline Reputation: 4 (100%) |
I pay £540 per year (about $900) for fully comprehensive (top level insurance in the UK) with all modifications declared, 5 years no claims bonus and a clean license on my 94 GT4. We get charged more for imported cars and a lot of companys wont insure us.
-------------------- 1994 JDM GT4 WRC
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Oct 4, 2005 - 2:49 AM
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 Enthusiast Joined Dec 3, '04 From torrance, ca Currently Offline Reputation: 0 (0%) |
that is actually very cheap for what looks like a very comprehensive insurance package. my former celica worked out to be 800 a year with state farm with a clean record.
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Oct 4, 2005 - 7:50 PM
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 Enthusiast Joined Jun 13, '05 From Poughkeepsie, NY Currently Offline Reputation: 2 (100%) |
Idk about all u guys, but im 18 and i pay 2grand every 6 months to race my car around legally. I have a 1995 Celica GT, auto, with like 60000 miles. U think u pay alot. I dont wanna hear it, 2 grand is insane!!!!
--------------------  Kawi Love |
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Oct 4, 2005 - 7:58 PM
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Enthusiast Joined Sep 5, '04 Currently Offline Reputation: 0 (0%) |
QUOTE(devilsden97 @ Oct 5, 2005 - 12:50 AM) Idk about all u guys, but im 18 and i pay 2grand every 6 months to race my car around legally. I have a 1995 Celica GT, auto, with like 60000 miles. U think u pay alot. I dont wanna hear it, 2 grand is insane!!!! [right][snapback]341215[/snapback][/right] 18 here as well, 1,200 every 6 Months. 2 Grand is alot..damn This post has been edited by StaticKnotX: Oct 4, 2005 - 10:05 PM |
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Oct 4, 2005 - 9:03 PM
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 Enthusiast Joined Jun 30, '03 From O-town, FL Currently Offline Reputation: 0 (0%) |
im sure you mean 6 months
-------------------- Sometimes we live to beat the odds.
- Ryan  aim: rkgreen04 |
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Oct 4, 2005 - 10:05 PM
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Enthusiast Joined Sep 5, '04 Currently Offline Reputation: 0 (0%) |
QUOTE(Akimbo @ Oct 5, 2005 - 2:03 AM) im sure you mean 6 months [right][snapback]341243[/snapback][/right] yea, sorry |
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Oct 4, 2005 - 10:56 PM
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 Enthusiast Joined May 16, '05 From Toronto, Ontario Currently Offline Reputation: 8 (100%) |
er.. i'm 20 and it costs me 8k/yr (canadian dollars) to put a 98 celica under my own name. while under my father's name it's about 2.5k/yr (canadian dolalrs)
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Oct 4, 2005 - 11:06 PM
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 Enthusiast Joined Feb 7, '03 From Northern Virginia Currently Offline Reputation: 23 (100%) |
<<$170/mo
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Oct 5, 2005 - 12:08 AM
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 Enthusiast Joined May 29, '03 From West Allis WI Currently Offline Reputation: 0 (0%) |
im at about 100 a month on my moms insurance but with a speeding ticket and a car accident that happened a while back is hurting it i think. But ya the "sports car" label hurts us 6gc owners
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Oct 5, 2005 - 12:48 AM
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Enthusiast Joined Aug 14, '04 Currently Offline Reputation: 0 (0%) |
I'm at near 400 every 6 months...
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Oct 5, 2005 - 5:19 AM
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 Enthusiast Joined Sep 2, '05 From England, Uk Currently Offline Reputation: 0 (0%) |
lol guys u think u have it bad with insurance u should try and insure one over here im currently paying £1200 witch is wot about $1600 dollers? im 21 0 accidents 0 indorcements.
craig |
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Oct 5, 2005 - 7:47 AM
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 Enthusiast Joined Sep 12, '03 From Portland , Oregon , United States Currently Offline Reputation: -1 (33%) |
Erg Sports car my arse for speed.
216$ per month liablity (1996 ST), 1 ticket, 1 accident. Being 18 doesnt help much either. DTE -------------------- I am a thief.
do not buy anything from me. |
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Oct 5, 2005 - 10:27 AM
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Enthusiast Joined Sep 18, '04 From Manitoba, Canada Currently Offline Reputation: 1 (100%) |
my insurance is $94.50/month... at full coverage. and i have a gt. i dunno why it's so expensive out there. my insurance is cheaper than any civic or anything out here.
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Oct 5, 2005 - 3:30 PM
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Enthusiast Joined Aug 17, '03 From Bloomington, Indiana Currently Offline Reputation: 62 (98%) |
U guys also dont have to pay fr different insurances right. Like public health and college (maybe) are free? If so, i would gladly pay that price
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Oct 5, 2005 - 4:00 PM
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Enthusiast Joined Sep 18, '04 From Manitoba, Canada Currently Offline Reputation: 1 (100%) |
yeah health care is free out here, and college? no.. you have to pay for any schooling that is after high school. The only thing with our insurance is that when we get into an accident, if it's our fault, we have to pay our deductible and the other person's deductible (which is generally just $200) to get it fixed. So it's not horrible... but if you have dmg which is less than $200, then you just fix it yourself and don't go through autopac, and then it won't go on your drivers!
It's good out here... i like it.
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Oct 5, 2005 - 4:14 PM
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Enthusiast Joined May 16, '05 From Toronto, Ontario Currently Offline Reputation: 8 (100%) |
QUOTE(dustin15brown @ Oct 5, 2005 - 4:30 PM) U guys also dont have to pay fr different insurances right. Like public health and college (maybe) are free? If so, i would gladly pay that price [right][snapback]341488[/snapback][/right] our health care is still free too. but then slowly they are taking more and more away from the free health care package >< college is relatively cheap since government subsidizes most of the costs. QUOTE(95gtschick @ Oct 5, 2005 - 5:00 PM) yeah health care is free out here, and college? no.. you have to pay for any schooling that is after high school. The only thing with our insurance is that when we get into an accident, if it's our fault, we have to pay our deductible and the other person's deductible (which is generally just $200) to get it fixed. So it's not horrible... but if you have dmg which is less than $200, then you just fix it yourself and don't go through autopac, and then it won't go on your drivers! It's good out here... i like it.[right][snapback]341502[/snapback][/right] er... wait so do you actually claim insurance if it's your fault? over here... nobody wants to claim if it's your own fault even if it's a few hundred worth of damage cause then your rate will sky rocket... like... seriously sky rocket (~14-16k/yr for young male < 25) either that or no1 will insure you -------------------- |
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Oct 5, 2005 - 11:10 PM
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 Enthusiast Joined Oct 5, '05 From NE Currently Offline Reputation: 6 (100%) |
I'm at 725 every 6 months on liability.
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Oct 14, 2005 - 8:10 PM
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Enthusiast Joined Jul 11, '03 From Kennesaw, Ga Currently Offline Reputation: 0 (0%) |
Getting older has it's benefits... insurance just dropped $400 a year b/c they took off inexperienced driver surcharge....
97 Celica ST $106/6 months 05 Rsx-S $1300/6 months and worth every penny 20 years old... one claim under uninsured motorist...some guy decided to go over an embankment and almost total the celi... oh, and no tickets |
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Oct 16, 2005 - 12:44 PM
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Enthusiast Joined Jul 14, '05 From Spring, Texas Currently Offline Reputation: 0 (0%) |
125 p/m.... 1 ticket.. 1 accident in an echo..
I have state farm.. |
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Oct 16, 2005 - 7:54 PM
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 Enthusiast Joined Jan 10, '04 From Shoreline, WA Currently Offline Reputation: 4 (100%) |
^ eh, state farm just payed out a big chuck of money for wrongfully re-selling water damaged cars.
I use to have 1200 every 6, but my insurence bent me over a table and upped it to 1700 for no reason, and I have yet to get them on the phone to ask why. I have full coverage minus colision if I'm at fault. --------------------  |
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