 Swap insurance, What should I do |
 Oct 26, 2011 - 5:08 PM
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 Enthusiast  Joined Aug 17, '03 From new jersey Currently Offline Reputation: 0 (0%)  |
So I just completed my 3sgte swap and I am curious as to what I should insure it as. Also what have others with swaps done. Also I did a full brake conversion. Or should I just leave it as an ST and be done with it?
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Oct 26, 2011 - 6:21 PM
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 Enthusiast Joined May 15, '09 From yonkers, NY Currently Offline Reputation: 8 (100%) |
QUOTE (speedy @ Oct 26, 2011 - 6:08 PM)  So I just completed my 3sgte swap and I am curious as to what I should insure it as. Also what have others with swaps done. Also I did a full brake conversion. Or should I just leave it as an ST and be done with it? you should ask culpable04 he lives in jersey and has a swap i would assume if you leave it as an st would be cheapest and least complication and legality issues if there are any. -------------------- *Thing i want for my car(i wish i had money)*
-light blue tint (next step will do this right after i get my paint job) WTB Reasonably priced Projectors just Lows |
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Oct 26, 2011 - 6:32 PM
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 Enthusiast Joined Mar 4, '10 From Bronx NY Currently Offline Reputation: 3 (100%) |
This kinda puts the question in perspective.....
http://www.6gc.net/forums/index.php?showto...sgte++insurance -------------------- Always fast and going for the look......
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Oct 26, 2011 - 8:54 PM
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 Enthusiast Joined Apr 23, '08 From Muskego,Wi Currently Offline Reputation: 8 (100%) |
honestly i dont see the point of paying more just because you have a turbo motor. I insure mine as a st and get full coverage. The age our cars are if you get more like 2-3 grand in damage it is probably totaled.
-------------------- 2nd Gen 3s-gte.... It lives!
97celiman "92-gt-quit making up random acronyms that dont mean anything. the only real acronym is JDM" |
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Oct 27, 2011 - 11:38 AM
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 Moderator Joined Jun 29, '08 From Denver Currently Offline Reputation: 59 (100%) |
Has your insurance company ever asked what motor you had in the car before? They don't really care, they don't insure the mechanics of the car. If you tell them about the motor, they'll either jack your rates to unreasonable levels or drop you altogether for being too high risk.
Certain companies are exceptions and will insure the swap but on the whole, just don't mention the swap. As Stambo said, it doesn't take much damage to total these cars out anymore. -------------------- "Employ your time in improving yourself by other men's writings, so that you shall gain easily what others labored hard for." -Socrates. Even Socrates told us to use the search button!
 2006 Aston Martin V8 Vantage. 1998 Celica GT- BEAMS Swapped. 2022 4Runner TRD Off Road Prenium. 2021 GMC Sierra AT4. |
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