 Auto Insurance for Modified 6G Celicas, How to get paid what a car is worth if in an accident. |
 Oct 28, 2014 - 12:06 PM
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Enthusiast  Joined Apr 24, '14 From Durham, NC, USA Currently Offline Reputation: 0 (0%)  |
Has anyone on this site found a good place to purchase insurance on a performance enhanced and significantly upgraded 6G Celica that will pay an agreed VALUE rather than KBB evaluation if a car is totaled in an accident?
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Oct 28, 2014 - 3:10 PM
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Enthusiast Joined Oct 3, '10 From Lansing, MI Currently Offline Reputation: 2 (100%) |
I'm getting ready to switch over to classic car insurance through hagerty.com on my Celica's they will basically have you send photos to support your value, but you pay for the amount of coverage that you want,. with them, you have to have a limited production car, or a 20+ year old car.
For example, I'm planning to insure my 95 for around $8k,. and my 99 for $4,500,. and I've already discussed the planned mods, purchased parts from around the country and globe and they are used to it. My wife's 72 Super Beetle is insured for 6k, we go with what it would cost to replace in the same condition with the same parts,. they also include ridiculous coverages like part allowances and towing. |
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Oct 29, 2014 - 12:29 PM
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Enthusiast Joined Apr 24, '14 From Durham, NC, USA Currently Offline Reputation: 0 (0%) |
QUOTE (sandusky1977 @ Oct 28, 2014 - 4:10 PM)  I'm getting ready to switch over to classic car insurance through hagerty.com on my Celica's they will basically have you send photos to support your value, but you pay for the amount of coverage that you want,. with them, you have to have a limited production car, or a 20+ year old car. For example, I'm planning to insure my 95 for around $8k,. and my 99 for $4,500,. and I've already discussed the planned mods, purchased parts from around the country and globe and they are used to it. My wife's 72 Super Beetle is insured for 6k, we go with what it would cost to replace in the same condition with the same parts,. they also include ridiculous coverages like part allowances and towing. Not sure I understand. You are working with Hagerty to AGREED value insure a 99 and a 95 Celica. They told me yesterday that they would not insure either my 94 or 99 Celica, and said no 1990 model fits their underwriting guidelines. What mistake did I make when interacting with Hagerty? What did you tell them that allowed them to characterize your cars as 'classic' when they disallowed mine? |
Posts in this topic
Langing Auto Insurance for Modified 6G Celicas Oct 28, 2014 - 12:06 PM
Box Some places use NADA to determine value, I know St... Oct 28, 2014 - 2:00 PM
Langing QUOTE (Box @ Oct 28, 2014 - 3:00 PM)... Oct 28, 2014 - 3:18 PM Langing QUOTE (sandusky1977 @ Oct 28, 2014 - 4... Oct 28, 2014 - 3:35 PM 1994Celica Weird because my dad got collector insurance on hi... Oct 28, 2014 - 3:51 PM Langing QUOTE (1994Celica @ Oct 28, 2014 - 4... Oct 28, 2014 - 4:08 PM 1994Celica QUOTE (Langing @ Oct 28, 2014 - 5:08... Oct 28, 2014 - 4:15 PM Box NADA is also from the books, but their values are ... Oct 28, 2014 - 5:30 PM Box Also this is why I don't dump money into non-c... Oct 28, 2014 - 5:34 PM sandusky1977 Still have my quote for the 99 and 94 I did it all... Oct 28, 2014 - 8:55 PM Box Most states classify a car as being a classic at 2... Oct 28, 2014 - 9:01 PM richee3 It may be the disparity in value but both Hagerty ... Oct 28, 2014 - 9:04 PM Box Limited mileage policies suck, kind of defies the ... Oct 28, 2014 - 9:55 PM |
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