student loans, who has um? Options

[brianforster]

well the federal stafford loans are not enough for my education, so i need to borrow more

i want to borrow from the same bank i got my stafford loans from

i am almost 19, i have a credit card and financed car insurance (have to when you have state funded) neither of which i have been late on payments so i know i have no marks against my credit

the credit card is near maxed out though, i plan on paying it off with my birthday money, so i dont know how the bank will take that.

do you think i will be approved without a cosigner?

i have no one to cosign me.. ive already asked my mom and stepdad and all my family and no one has good credit

[creis]

Not me, I'm lucky.

Did you get a cosign for the stafford loans, if not they you probibly dont need one, however its always posible, and in there best intrest that you do have one.

PS: I have never and hope to never have a credit card, I pay cash or debit only, that way I only buy what I can afford, and never owe money.