 student loans, who has um? |
 Jan 8, 2005 - 10:40 AM
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Enthusiast  Joined Mar 3, '04 From Hollywood, MD Currently Offline Reputation: 6 (100%)  |
well the federal stafford loans are not enough for my education, so i need to borrow more
i want to borrow from the same bank i got my stafford loans from i am almost 19, i have a credit card and financed car insurance (have to when you have state funded) neither of which i have been late on payments so i know i have no marks against my credit the credit card is near maxed out though, i plan on paying it off with my birthday money, so i dont know how the bank will take that. do you think i will be approved without a cosigner? i have no one to cosign me.. ive already asked my mom and stepdad and all my family and no one has good credit |
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Jan 9, 2005 - 3:50 AM
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 Enthusiast Joined Sep 4, '03 From Twin Cities MN Currently Offline Reputation: 2 (100%) |
good luck with the no credit card situation... i work in collections, and having no credit is the equivalent of having filed for bankruptcy in creditor and banker's eyes... you will guaranteed need a cosigner for anything without any credit history...
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Posts in this topic
brianforster student loans Jan 8, 2005 - 10:40 AM
creis Not me, I'm lucky.
Did you get a cosign for ... Jan 8, 2005 - 1:36 PM Cody Have your parents apply for a Stafford Plus Loan. ... Jan 8, 2005 - 5:36 PM Supersprynt I got Sallie Mae. Jan 8, 2005 - 6:32 PM Sev408 QUOTE(creis @ Jan 8, 2005 - 1:36 PM)
I have n... Jan 9, 2005 - 3:06 AM
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