Insurance Settlements Options

[BlackCelicaGT94]

Ok so i was involved a minor accident in August. I was at a complete stop and got hit at about 20 mph from behind. I ended up with some whiplash. The insurance of the car that hit me now wants to settle and i talked to them and they said they will give me 270 for my gym dues for the month that i missed due to the accident and 250 for just getting hurt. I said umm ill have to think about that cuz that doesnt seem fair to me. I didnt hit them up for a rental for the week my car was in the shop and it inconvenienced my life for a bit. They also said that usually there shouldnt be injuries with an accident like this but since i was hit a few years previously that an old injury must of flaired up and im thinking yeah that may be so but if i wasnt hit at all then i wouldnt have been in pain at all.

So how do i go about writing back and telling this guy that i will only settle for 1,000 dollars. Im not being greedy. Im just pissed that I was hurt and im being treated like im lying. I was referred to physical training and massage therapy at the time but was unable to do PT cuz i had no money and could only do one massage therapy cuz thats 70 bucks a pop. They also dont probably even want me to figure out how much of a loss it was for my dad to take me to work each day and pick me up for a week and the business he lost for a week.

This post has been edited by BlackCelicaGT94: Jan 31, 2006 - 4:29 PM

[BlackCelicaGT94]

i wrote him this

Mark -

I will contact my doctor this week or early next week to see if there
are 1 or 2 more doctor visits on file because there should be.

Thinking about it Im kinda disappointed that you would consider 250 for
the pain i was in. I was involved in an accident about 2 years previous to
this one and you say that from doctors notes that maybe an old injury flaired up and call it what you will but when it comes down to it if I wouldnt have been hit then i wouldnt have been in any pain for even the couple months
i was. This accident was an inconvenience not only to me but to my family.I didnt bother you guys for a rental while my car was in the shop. I had my dad take me to and from work and im positive he took a loss financially due to having to take me to and from work.

Ill let it be known right now that I dont think your offer is acceptable
and I will settle for 900 but for anything less then i will go try and get
those other doctor notes and i will get you the notes from when i saw a
massage therapist back in september or october.

Your attention to this matter is greatly appreciated.

Thanks again.



he wrote back:
I will take a look at any other records once I receive them. As you
know, we consider this to be a very minor impact, so when reviewing the case we only consider treatment that is reasonable, necessary and
directly related to the accident.