cops on swaps in the U.S, must u tell the insurance company Options

[DevilishRide]

i just want to know if u swap a motor, do u have to tell insurance companies....do they check the id number on your engines.... do u get penalized if they found out that your engines not the same or your car isnt polution proof.....i want to know this cause i want to swap my motor but the sites that i ve been through, it seems like theres a big fee to swap a motor........so im just wondering whats the safest way to swap a motor into my celica....please all in details....

[Outsider]

I talked to my agent about doing the swap. She told me that as long as the parts I put in were "stock" toyota then no problem. She did not seem to care as to which car they came from as long as they were Toyota parts. I would then have to get the car appraised and the insurance would be based on the new value. If I was to install parts made by aftermarket companies, like burrien or RIPP, etc then my insurance would most likely be cancelled.