credit, how does it work Options

[Toyoca]

I just got an amex credit card. im new to having my own credit card. always went through my parents card (but it had my name on it w/e that means). i just got it cause i wanted to start building my credit. i dont completely know what that entails but i got one anyway lol. i basically just figured to get a car or house in the future i need credit so ppl will approve me. so is credit just using your card and paying bills on time? and if you do, you get a good credit score? is that basically it.

btw i got credit $2000. that sounds like a large amount to me given that i dont have that much a month lol. esp since i dont work right now. but sounds good to me lol. i just found it interesting cause my friends all started out with around 500 and i clearly didnt lol.

[quicknstyle]

Pay it off in full everytime its due...dont be paying interest charges to "up" your credit score...thats a dumb way to do things. All i have had was a few credit cards and a cell phone...those alone and paying them in full on time is what built my credit up. Here is what it looks like now

cell phones dont count positively towards your credit... any type of bill like utility phone or cable bills dont count positively towards your credit unless you are more than 30 days overdue... then they only count negatively... and paying things in full do help your credit, but not by much, so it could a very long process...