Need Auto Insurance Advice, Car Accident Yesterday Options

[JoKeRkId613]

I was on I-95 headed home from a Scion show. It was raining and I lost control of my car (hydroplaned), spun out, hit a Buick on the side and she spun out, hit the wall. I was going about 45 in a 55. I basically need a new front bumper, both grills, hood, underbody panels, and head lights.

I've noticed some people have been able to score jdm projector head/tail lights, body kits, c/f hoods, etc. from insurance. How do you guys do this? I want them to replace my 06 head lights with the 08 projector head lights and tell them I had an oem lip on my front bumper. How do I go about being slick like this? The lights on my car are clearly the 06 lights. I have my crashed bumper in my trunk. What should I do? Thanks in advance for any help!

[jgreening]

I just took the insurance payout after obtaining some estimates to fix what was actually damaged with the same parts. I then purchased the new parts and paid for the labor from the insurance proceeds. Nothing improper or slick about it. Good luck.