Need Auto Insurance Advice, Car Accident Yesterday Options

[JoKeRkId613]

I was on I-95 headed home from a Scion show. It was raining and I lost control of my car (hydroplaned), spun out, hit a Buick on the side and she spun out, hit the wall. I was going about 45 in a 55. I basically need a new front bumper, both grills, hood, underbody panels, and head lights.

I've noticed some people have been able to score jdm projector head/tail lights, body kits, c/f hoods, etc. from insurance. How do you guys do this? I want them to replace my 06 head lights with the 08 projector head lights and tell them I had an oem lip on my front bumper. How do I go about being slick like this? The lights on my car are clearly the 06 lights. I have my crashed bumper in my trunk. What should I do? Thanks in advance for any help!

[jason]

yeah... sounds like what your going to want to do is take it to a "custom" shop or two to get some estimates for the damage at say.... $1000 where as the dealer will only charge say $800 for all the repairs, the insurance will send you the check for the custom shop to do the work, but you are going to take your car to the dealer, have them fix it and give them the extra money to put the 08 lights on instead of 06 replacements... its not going to be those figures, but the custom shops are usually more expensive then run of the mill places, cept round here dealers are by far the most expensive