Need Auto Insurance Advice, Car Accident Yesterday Options

[JoKeRkId613]

I was on I-95 headed home from a Scion show. It was raining and I lost control of my car (hydroplaned), spun out, hit a Buick on the side and she spun out, hit the wall. I was going about 45 in a 55. I basically need a new front bumper, both grills, hood, underbody panels, and head lights.

I've noticed some people have been able to score jdm projector head/tail lights, body kits, c/f hoods, etc. from insurance. How do you guys do this? I want them to replace my 06 head lights with the 08 projector head lights and tell them I had an oem lip on my front bumper. How do I go about being slick like this? The lights on my car are clearly the 06 lights. I have my crashed bumper in my trunk. What should I do? Thanks in advance for any help!

[Celiracer18]

just get some estimates from different body shops OTHER THAN THE DEALER. then after you send them the written estimates and/or verbal estimates you take the car to the dealer and tell them to fix it and install the other parts. The whole point in doing this is to get a higher estimate from a body shop then get the dealer to do it for less than that so you can use some of the money for upgrades. you can get an estimate from the dealer just tell them no insurance and they will give it to you instead of sending to the insurance co. thne do what you will with the numbers they give you.