Need Auto Insurance Advice, Car Accident Yesterday Options

[JoKeRkId613]

I was on I-95 headed home from a Scion show. It was raining and I lost control of my car (hydroplaned), spun out, hit a Buick on the side and she spun out, hit the wall. I was going about 45 in a 55. I basically need a new front bumper, both grills, hood, underbody panels, and head lights.

I've noticed some people have been able to score jdm projector head/tail lights, body kits, c/f hoods, etc. from insurance. How do you guys do this? I want them to replace my 06 head lights with the 08 projector head lights and tell them I had an oem lip on my front bumper. How do I go about being slick like this? The lights on my car are clearly the 06 lights. I have my crashed bumper in my trunk. What should I do? Thanks in advance for any help!

[goferris]

take it to several diff repair shops including the dealership. find the 2 that are the most expenseve of them all. work out a price with the insurance company and tell them you want the check in your name. there is no way to gaurantee that they are going to give you enough money to put on jdm goodies. if they do than great. you can pocket the diff, if not then you will have to pay the diff.
what these guys are trying to tell you is how to get the most money from the insurance, not how to get them to pay for your extra parts.