Stick with ST or Go GT?, Problem is im only 21 in uk the insurence will take my pants down Options

[nyawton]

Hey guys got a bit of a tough choice to make soon,

Well about me,

Im 21 & currently hold a full Uk licene with 0 years no claims,

I managed to get insured on a 1.8 st for £1800 (altho i upgraded from a saxo 1.4 so diddnt pay the full £1800 in one go, but thats another storey)

Well soon its coming up to my 1 years no claims so i could just about to get a GT,
Renewal for a 1.8 st = £1200
Upgrade insurence to GT = £1400

My whole aim on this is to get a car worth doing up, full body kit etc, I cant do much on the engine as this will boost insurence thru the roof!

What would you guys do in my position? Hope this makes sence

Cheers

[Creo]

Hey there, I'm saving for a GT myself so should be getting one next month (In black!). I've had some insurance quotes and the best was Directline.com with their online discount. Being 21 with coming up to 3 years holding my license and 0 years no claims i got a quote of £80 per month, so id give them a try. Failing that go to one of those price comparison sites like http://www.moneysupermarket.com/ they usually get cheaper quotes because they bring more custom to the insurance sites. Hope that helps