Stick with ST or Go GT?, Problem is im only 21 in uk the insurence will take my pants down Options

[nyawton]

Hey guys got a bit of a tough choice to make soon,

Well about me,

Im 21 & currently hold a full Uk licene with 0 years no claims,

I managed to get insured on a 1.8 st for £1800 (altho i upgraded from a saxo 1.4 so diddnt pay the full £1800 in one go, but thats another storey)

Well soon its coming up to my 1 years no claims so i could just about to get a GT,
Renewal for a 1.8 st = £1200
Upgrade insurence to GT = £1400

My whole aim on this is to get a car worth doing up, full body kit etc, I cant do much on the engine as this will boost insurence thru the roof!

What would you guys do in my position? Hope this makes sence

Cheers

[trdss111]

if ya hav the cash go beams dont think you pay any more not here anyway. pick up a nice 97 beams for around 8k 8.5k euro but if you bought from a garage you wouldn hav to pay vrt because you wont be registering it making it 6k 6.5k which is about 4300 pounds