Handicaped idiot hit my car, 2 months to the day after purchase Options

[CupCrazy38]

Well, I was pulling out of a shopping center onto a major road where you can only make a right. Traffic was light, only two cars comming. One was in the turning lane with his turn signal on preparing to turn into the shopping center I was leaving. Where his lane ended, mine began. He started to make his turn, and the other car had already passed. I began to pull out and next thing I knew, wham... my car is f' ed up.

To sum things up... this guy crossed over a cement barrier and a safety gore and hit me. His explanation to the cop... He realized that he didn't want to make a turn there b/c he was in the wrong place, so he stopped turning, accelerated, and kept going straight, even though his lane failed to exist anymore.

My whole front end needs to be replaced, my radiator came completely off, my left fender needs to be replaced as well as my hood, and then there's the fact that my passenger door won't open any more.

I've had the car two months, and only owe $3700 on it (got it for $6000.75) and just put a stero system in it and a rattler E300 security system. To top things off, I had just gotten the oil changed that same day.

Here's the kicker... my bank has the car valued at $8895... Toyota said it was worth anywhere from $6000-$7200 when I had them appraise it b4 I bought it from another dealer (guy let me take it to them), the blue book value is around $6,900...however, the glorious state of georgie says it's worth $3900...

The insurance companies are saying they might just total the car and give me the $3900... which sucks a** b/c that would leave me with $200 after I pay off what I owe... which is about the cost of the security system after installation. I can salvage the stero system, but now I'm screwed b/c I have to buy another car with no funds to do so.

Damn handicaped old fart....

[CupCrazy38]

He was found at fault, the cops wrote him a few tickets as well. I didn't have any pain immediately after the accident but about an hour after my neck and left shoulder started to tighten up and spasm out. I just got back from the doctor's office today and she told me I definitely have whiplash and possibly more, so she ordered me to have x-rays done and prescribed some muscle relaxer and physical therapy until the results of the x-rays come back in a few days.


It just really pisses me off. I had just put about $1000 worth of improvements into the car in the past two weeks and now this. The problem is that the car was in an accident b4 I bought it so they might decide to just total the car. I have a feeling I'm not going to get what I've put into the car, just a little more than enough to pay off what I owe. I think I might have to go after him to recoupe my losses. I'd be happy with $6,500 if they total it, I'd still lose money but it would leave me with money for a down-payment on another car. Who knows, I'm just stuck w/out transportation b/c his insurance company won't respond.