Handicaped idiot hit my car, 2 months to the day after purchase Options

[CupCrazy38]

Well, I was pulling out of a shopping center onto a major road where you can only make a right. Traffic was light, only two cars comming. One was in the turning lane with his turn signal on preparing to turn into the shopping center I was leaving. Where his lane ended, mine began. He started to make his turn, and the other car had already passed. I began to pull out and next thing I knew, wham... my car is f' ed up.

To sum things up... this guy crossed over a cement barrier and a safety gore and hit me. His explanation to the cop... He realized that he didn't want to make a turn there b/c he was in the wrong place, so he stopped turning, accelerated, and kept going straight, even though his lane failed to exist anymore.

My whole front end needs to be replaced, my radiator came completely off, my left fender needs to be replaced as well as my hood, and then there's the fact that my passenger door won't open any more.

I've had the car two months, and only owe $3700 on it (got it for $6000.75) and just put a stero system in it and a rattler E300 security system. To top things off, I had just gotten the oil changed that same day.

Here's the kicker... my bank has the car valued at $8895... Toyota said it was worth anywhere from $6000-$7200 when I had them appraise it b4 I bought it from another dealer (guy let me take it to them), the blue book value is around $6,900...however, the glorious state of georgie says it's worth $3900...

The insurance companies are saying they might just total the car and give me the $3900... which sucks a** b/c that would leave me with $200 after I pay off what I owe... which is about the cost of the security system after installation. I can salvage the stero system, but now I'm screwed b/c I have to buy another car with no funds to do so.

Damn handicaped old fart....

[CupCrazy38]

lol... I'll think about it

It's been a week since the wreck and I still don't know what's going on with my car. My insurance company said withing 48 hours they'd tell me. Well, it's been about 3 days since then. I'm finally getting a rental car tomorrow from them

I called the toyota dealer where my car is and they said they have all the parts on hand to start fixing the car if that's what they decide to do so I guess that's a good thing. However, they told me that someone came out and did an estimate on the car. Only they don't know who it was. My insurance company says they haven't had anyone out there yet. The guy who hit me doesn't have insurance, so no other insurance company would have a reason to look at it. The guy who hit me knows where the car is b/c the cop asked me what I'm gonna do with my car in front of him.

Nothing makes sense... how could the toyota dealer give the keys to someone to do a complete inspection inside and out and under the hood and not ask them for a name or verification?!