Debt.. Jobs.. Education Options

[stephen_lee]

I'm now 18, as of February 2nd, and I see my mother, sister, brother, and even grandparents in debt. I'm truly afraid of owing any money aside from buying a house. As of now I probably won't even buy a car unless I have the cash for it. Once in the last two years have I ever been in the negative. The only reason that happened was because, when i worked at Little Caesars, my pay check had bounced, so they took around $490 out of my account w/o any notice throwing me -$19 and then the $31 overdraft fee. I talked to my employer though, and got $670 back. A nice gain of $149 after the fees. But in all honestly it was.. quite bone chilling seeing that "-" on my account. Anyway, i now work at AutoZone, with a chance to work building engines for an oil drilling company starting at $12/hour while average wage is $35/hour. But then again, I'm really good w/ computers and am already a certified tech. So I think I'll be fine as I have something to fal back on no matter which way I choose to go. I know one will be a great choice in the long run, and I will have great Job security. The other, though, will start paying off much quicker, but not as much in the end, with less security. But the former requiring college and therefore debt since I don't have the cash to pay for it as of now. *sarcasm* I love decisions...

[ILuvMyCelica95]

I would do whatever is going to helpful to you in the long run. Don't take a job now just because it pays good and GO TO SCHOOL.

I have a job now that 4 years ago seemed like a good idea. Nice pay and easy. 4 years later the pay is the same; no raises and there is NO where to go from here. I went back to school to get a degree towards what i do. The only way for me to expand on my knowledge of my job is to find a new one in the same field... a field mind you that i don't LOVE. I dug a pretty big hole for myself and i'm making the best of it. You don't want to do that. I'm 23 and i hate my job already. I should have stayed with what i originally wanted to do in school and i'd be a happy music teacher right now instead of a underpaid unhappy paralegal.