HELP!, my car was hit by a police cruiser Options

[nics]

while i was on my way home last night with my brother and my cousin, cruising to a stop then suddenly a car hit me on the driver side and then i realized that it was a police cruiser. he beat the red light continued driving 3 more blocks. called 911 and cops came in. thank God no one was hurt.

they told me that the cruiser was malfuntioning because of the gadgets hooked up in the car. the cruiser came from an alley, my cousin noticed it but i didnt because i didnt see any lights on including the siren. this happened around 9pm. the one driving the cruiser told the investigating officer that he was parked at the corner of the alley, he was applying his brakes then suddenly his car revved just like that and when the time that he hit my car, he said he put it in parking gear. I DONT KNOW IF ALL HE SAID WAS POSSIBLE!

i called my insurance and let them know what happened. the investigating officer told me that it was definitely not my fault and the insurance would take care of it.

i dont know what to do now...
im really pissed off!
seems like i would sue them!

any advice or help from you guys? thanks

[massbrandon]

I have actually heard of this happening with the older police cruisers. I don't think you should sue them seeing as your insurance is going to pay for it all anyways. But thats just me.

[njccmd2002]

I have actually heard of this happening with the older police cruisers. I don't think you should sue them seeing as your insurance is going to pay for it all anyways. But thats just me.

your insurance should not pay a dime. Otherwise your rates are going up buddy. The city has to pay for your car. As this is definetily their fault.

If your insurance pays, you need to establish a lawsuit so that your insurance gets the money back, your rates dont go up, and you get paid for damages.

If it were me, thats what i did when another lady hit me in the rolla. I called my insurance, but let them know i did not want my insurance to pay. It was her fault, her insurance would pay. If not. then my insurance kicks in in addition to the lawsuit.

Guess what happened. I got a check in the mail from the other ladies insurance.. You are just protecting you civil rights.

It does not matter if its a cop or not, its a city owned vehicle. therefore you are entired to sue the city, not just the police....

cheers.