 I'm in debt.., What should I do? |
 Aug 18, 2008 - 6:12 PM
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 Enthusiast  Joined Jul 14, '03 From Jacksonville, FL Currently Offline Reputation: 2 (100%)  |
I am about $8k in debt. My credit score is a 600
 , and my income is so crappy.. that I don't even want to post it.I was in more debt, but I have paid a lot of it off. Should I get a consolidated loan, and put all of my bills into one? I asked someone, and they said they could only give me a credit line of $2200, or something. I'm just so confused.. and I just want to not worry about making 5 payments a month. Does anyone have experience in this kind of thing, and could help me out? I'm going to go to the bank sometime this week and see what I can do, but I'd like a little advice beforehand. I am STRESSED to the MAX. 
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Aug 18, 2008 - 6:20 PM
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 Enthusiast Joined Apr 6, '08 From Overland Park Currently Offline Reputation: 9 (100%) |
My advice is get rid of the credit cards.
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Aug 18, 2008 - 6:29 PM
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Enthusiast Joined Jul 14, '03 From Jacksonville, FL Currently Offline Reputation: 2 (100%) |
QUOTE (bseaman_5 @ Aug 18, 2008 - 7:20 PM)  My advice is get rid of the credit cards. I don't use any.. I have one only at the moment.. and I either don't use it, or pay it off every month. All of the other cards are cancelled. How does getting 1 big loan equal more debt? Wouldn't it be easier with one monthly payment and a low interest rate? My interest rates are between 13 and 23%. I have been to college. I am in college. Idk what would make you say that. -------------------- |
Posts in this topic
Jen I'm in debt.. Aug 18, 2008 - 6:12 PM
FreddyTheOthaMeat Taking out a loan to pay off debt = even more debt... Aug 18, 2008 - 6:22 PM GriffGirl A consolidation loan will kill your credit, plus, ... Aug 18, 2008 - 6:35 PM
MercuryFree QUOTE (GriffGirl @ Aug 19, 2008 - 11... Aug 18, 2008 - 7:26 PM Supersprynt Where is your debt?
What are you driving? Aug 18, 2008 - 9:23 PM Jen How does a consolidation loan kill your credit?
D... Aug 18, 2008 - 9:29 PM jgreening 1. Do not charge or borrow another cent until eve... Aug 18, 2008 - 10:04 PM D-Man QUOTE (jgreening @ Aug 18, 2008 - 10... Aug 19, 2008 - 8:21 AM Jen Well, I'm definitely not going to file for ban... Aug 18, 2008 - 10:23 PM lagos Don't do any debt consolidation. All those com... Aug 18, 2008 - 10:31 PM Jen I wouldn't do it through a debt consolidation ... Aug 18, 2008 - 10:34 PM lagos btw, you mention medical bills.
Did you ever try ... Aug 18, 2008 - 10:41 PM Jen Insurance has paid for most of my medical bills, a... Aug 18, 2008 - 11:00 PM FreddyTheOthaMeat wow im sorry that came off the wrong way. what i ... Aug 18, 2008 - 11:36 PM SlickRick fake your death problem solved Aug 19, 2008 - 1:59 AM Jen QUOTE (SlickRick @ Aug 19, 2008 - 2... Aug 19, 2008 - 3:40 AM SlickRick QUOTE (Jen @ Aug 19, 2008 - 9:40 AM)... Aug 19, 2008 - 12:06 PM 97Celica Get a sugar daddy...no,but seriously...how did you... Aug 19, 2008 - 4:13 AM Jen QUOTE (97Celica @ Aug 19, 2008 - 5:1... Aug 19, 2008 - 7:49 AM 99GT Just spend on what you need. Pick up a few side jo... Aug 19, 2008 - 7:14 AM x_itchy_b_x This video, should help you immensely its very sho... Aug 19, 2008 - 7:58 AM DEATH I too, try to handle everything I have in cash. I ... Aug 19, 2008 - 9:20 AM CAMAricer $8K may seem like alot of debt, but trust me,... Aug 19, 2008 - 9:38 AM 97Celica Do you own the title to the car? you could sell it... Aug 19, 2008 - 11:12 AM creis QUOTE best buy
medical bills
school
clothes
shoe... Aug 19, 2008 - 11:18 AM Jen Gosh maybe I should elaborate. I feel like I am be... Aug 19, 2008 - 11:59 AM forkee QUOTE (Jen @ Aug 19, 2008 - 9:59 AM)... Aug 19, 2008 - 12:19 PM D-Man QUOTE (Jen @ Aug 19, 2008 - 11:59 AM... Aug 19, 2008 - 12:35 PM SlickRick ^ well u know what i mean i am just saying i dont ... Aug 19, 2008 - 1:46 PM D-Man Right-Right. I gotcha.
But its not really compla... Aug 19, 2008 - 1:55 PM GriffGirl If you're eligible to get a personal loan thro... Aug 19, 2008 - 2:02 PM saleeka If I were you I would NOT cancel any lines of cred... Aug 19, 2008 - 2:31 PM Jen I'm keep one credit card.. just to have it in ... Aug 19, 2008 - 5:19 PM |
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