I'm in debt.., What should I do? Options

[Jen]

I am about $8k in debt. My credit score is a 600 , and my income is so crappy.. that I don't even want to post it.

I was in more debt, but I have paid a lot of it off.

Should I get a consolidated loan, and put all of my bills into one?

I asked someone, and they said they could only give me a credit line of $2200, or something.

I'm just so confused.. and I just want to not worry about making 5 payments a month.

Does anyone have experience in this kind of thing, and could help me out?

I'm going to go to the bank sometime this week and see what I can do, but I'd like a little advice beforehand.

I am STRESSED to the MAX.

[DEATH]

I too, try to handle everything I have in cash. I take the entire amount of money I pay in bills every month add 10% [total x 1.10] then divide that by the number of paychecks you get each month and that is your deposit every pay period. Then the rest of the money is yours to do with as you please always bearing in mind Gas, Cigs, Food etc but if you do use up all your cash you are only ever poor for 1-2 weeks depending on how often you get paid. It seems simple but it's a wonderful system designed to keep people like you from doing what you have done to yourself.
I also agree on this: Stop buying people stuff [Especially stuff that must be payed in payments]. No one is forever and they always give you the backhand with your own kindness as they walk out the door [As you ex has demonstrated]