I'm in debt.., What should I do? Options

[Jen]

I am about $8k in debt. My credit score is a 600 , and my income is so crappy.. that I don't even want to post it.

I was in more debt, but I have paid a lot of it off.

Should I get a consolidated loan, and put all of my bills into one?

I asked someone, and they said they could only give me a credit line of $2200, or something.

I'm just so confused.. and I just want to not worry about making 5 payments a month.

Does anyone have experience in this kind of thing, and could help me out?

I'm going to go to the bank sometime this week and see what I can do, but I'd like a little advice beforehand.

I am STRESSED to the MAX.

[creis]

best buy
medical bills
school
clothes
shoes
ex-fiance's car
my car
oweing an apt complex money b/c of my ex
blockbuster [stupid ]

ok so here is what I would do, I would not consolodate by getting another loan, I would prioritize and change a few things. pay it off like this in order: (pay the min on the other bills and every other cent must go to the one your paying off.)

- Blockbuster (cant be THAT much pay it off first with every extra cent you have including selling the movies if u can. (can re-buy them later when your out of debt.)
- best buy (again hopfully not THAT much, pay it off after the blockbuster bill is gone, sell the stuff you bought there if posible)
- cloths and shoes - sell sell sell, whatever you dont ware or can live without, sell it to help pay this off, then go from there till its paid off.)
- as for the ex'es car, if he is not paying for it and its in your name, its now your 2nd car, take it back and sell it, if he wants it he can buy it else he needs to not be a bum, its only hurting you. if he is paying for it then unless he misses a payment your good on that one.
- your car - just make the payments, with most everything else paid off this should not be so bad.
- medical bills - dont know just make the payments. Insurance?
- apartment - is the ex on the lease? if so make him pay up, if not it was probably a mistake to take it, find a cheaper appartment or move back home or stay there and just make the payments chances are by this point you will only have 1 car payment, medical payment and apartment, you should be in the clear.

Best of luck!