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> I'm in debt.., What should I do?
post Aug 18, 2008 - 6:12 PM
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Jen



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Joined Jul 14, '03
From Jacksonville, FL
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I am about $8k in debt. My credit score is a 600 rolleyes.gif, and my income is so crappy.. that I don't even want to post it.

I was in more debt, but I have paid a lot of it off.

Should I get a consolidated loan, and put all of my bills into one?

I asked someone, and they said they could only give me a credit line of $2200, or something.

I'm just so confused.. and I just want to not worry about making 5 payments a month.

Does anyone have experience in this kind of thing, and could help me out?

I'm going to go to the bank sometime this week and see what I can do, but I'd like a little advice beforehand.

I am STRESSED to the MAX. frown.gif


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post Aug 19, 2008 - 12:35 PM
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D-Man



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QUOTE (Jen @ Aug 19, 2008 - 11:59 AM) *

The car got sold. But, for way less than what it was bought for, and without the $1200 of money I put into fixing it while with him.

I was with my ex in 2005-2006.
I am not with him at the moment.

HOLY CRAP!!

In less than a year you'll buy your boyfriends a car and put $1200 into it? biggrin.gif Will you go out with me?!?!

QUOTE (SlickRick @ Aug 19, 2008 - 12:06 PM) *
QUOTE (Jen @ Aug 19, 2008 - 9:40 AM) *
QUOTE (SlickRick @ Aug 19, 2008 - 2:59 AM) *
fake your death problem solved

Thanks for the help! Wow, this was the best advice so far! I shoulda thought of that.. rolleyes.gif

well your asking advice from a bunch of guys who (for the most part) cant save enough money to get a beer, and are not old enough to buy one if the had the $$$ but u want advice on how to get u out of debt? I think u just want to complain about it more than anything. But if u do consolidate into a loan that goes on your credit to so does going to those credit counseling places.

mad.gif I can too afford beer, and i am indeed old enough to drink it. Not everyone on this site recently became of age to drive rolleyes.gif Many people here are WELL past their teenage years.

This post has been edited by D-Man: Aug 19, 2008 - 12:35 PM


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QUOTE (presure2 @ Nov 6, 2010 - 6:16 AM)
Via FB: fcuking awsome!!! D-man FTW!

QUOTE (DEATH @ Nov 11, 2008 - 5:40 PM) *
Damn D-Man - most impressive.

QUOTE (99GT @ Nov 14, 2008 - 4:04 PM) *
D-Man's post should be a sticky

QUOTE (samir0189 @ Nov 4, 2008 - 10:50 AM) *
LOL, oh boy, you can always count on D-Man for ridiculously hilarious posts.

Posts in this topic
- Jen   I'm in debt..   Aug 18, 2008 - 6:12 PM
- - bseaman_5   My advice is get rid of the credit cards.   Aug 18, 2008 - 6:20 PM
|- - Jen   QUOTE (bseaman_5 @ Aug 18, 2008 - 7...   Aug 18, 2008 - 6:29 PM
- - FreddyTheOthaMeat   Taking out a loan to pay off debt = even more debt...   Aug 18, 2008 - 6:22 PM
- - GriffGirl   A consolidation loan will kill your credit, plus, ...   Aug 18, 2008 - 6:35 PM
|- - MercuryFree   QUOTE (GriffGirl @ Aug 19, 2008 - 11...   Aug 18, 2008 - 7:26 PM
- - Supersprynt   Where is your debt? What are you driving?   Aug 18, 2008 - 9:23 PM
- - Jen   How does a consolidation loan kill your credit? D...   Aug 18, 2008 - 9:29 PM
- - jgreening   1. Do not charge or borrow another cent until eve...   Aug 18, 2008 - 10:04 PM
|- - D-Man   QUOTE (jgreening @ Aug 18, 2008 - 10...   Aug 19, 2008 - 8:21 AM
- - Jen   Well, I'm definitely not going to file for ban...   Aug 18, 2008 - 10:23 PM
- - lagos   Don't do any debt consolidation. All those com...   Aug 18, 2008 - 10:31 PM
- - Jen   I wouldn't do it through a debt consolidation ...   Aug 18, 2008 - 10:34 PM
- - lagos   btw, you mention medical bills. Did you ever try ...   Aug 18, 2008 - 10:41 PM
- - Jen   Insurance has paid for most of my medical bills, a...   Aug 18, 2008 - 11:00 PM
- - FreddyTheOthaMeat   wow im sorry that came off the wrong way. what i ...   Aug 18, 2008 - 11:36 PM
- - SlickRick   fake your death problem solved   Aug 19, 2008 - 1:59 AM
|- - Jen   QUOTE (SlickRick @ Aug 19, 2008 - 2...   Aug 19, 2008 - 3:40 AM
|- - SlickRick   QUOTE (Jen @ Aug 19, 2008 - 9:40 AM)...   Aug 19, 2008 - 12:06 PM
- - 97Celica   Get a sugar daddy...no,but seriously...how did you...   Aug 19, 2008 - 4:13 AM
|- - Jen   QUOTE (97Celica @ Aug 19, 2008 - 5:1...   Aug 19, 2008 - 7:49 AM
- - 99GT   Just spend on what you need. Pick up a few side jo...   Aug 19, 2008 - 7:14 AM
- - x_itchy_b_x   This video, should help you immensely its very sho...   Aug 19, 2008 - 7:58 AM
- - DEATH   I too, try to handle everything I have in cash. I ...   Aug 19, 2008 - 9:20 AM
- - CAMAricer   $8K may seem like alot of debt, but trust me,...   Aug 19, 2008 - 9:38 AM
- - 97Celica   Do you own the title to the car? you could sell it...   Aug 19, 2008 - 11:12 AM
- - creis   QUOTE best buy medical bills school clothes shoe...   Aug 19, 2008 - 11:18 AM
- - Jen   Gosh maybe I should elaborate. I feel like I am be...   Aug 19, 2008 - 11:59 AM
|- - forkee   QUOTE (Jen @ Aug 19, 2008 - 9:59 AM)...   Aug 19, 2008 - 12:19 PM
- - D-Man   QUOTE (Jen @ Aug 19, 2008 - 11:59 AM...   Aug 19, 2008 - 12:35 PM
- - SlickRick   ^ well u know what i mean i am just saying i dont ...   Aug 19, 2008 - 1:46 PM
- - D-Man   Right-Right. I gotcha. But its not really compla...   Aug 19, 2008 - 1:55 PM
- - GriffGirl   If you're eligible to get a personal loan thro...   Aug 19, 2008 - 2:02 PM
- - saleeka   If I were you I would NOT cancel any lines of cred...   Aug 19, 2008 - 2:31 PM
- - Jen   I'm keep one credit card.. just to have it in ...   Aug 19, 2008 - 5:19 PM


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