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![]() Enthusiast ![]() ![]() Joined Nov 29, '03 From Hampton, VA Currently Offline Reputation: 0 (0%) ![]() |
Well the Nationwide Adjuster came out today to look at my car. He totalled it... He didn't even finish writing the estimate and he was like "it's already at $6000, there's no point really to keep going". So that sucks... And the insurance company only offered me $5110 for the car! That's ridiculous! The car is worth at least $5200 STOCK, according to n.a.d.a. and kelly blue book. I've put $3900 into the kit, the paint, and the rims, so I plan on fighting them tooth and nail if i have too. $5000 is laughable in my opinion. I know parts depreciate, but I think I should at least get $7500 for it.
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![]() Enthusiast ![]() ![]() ![]() ![]() ![]() Joined Nov 12, '03 From Crestview, Florida Currently Offline Reputation: 2 (100%) ![]() |
wow that sucks.. going to try and find another celi or just move on and get something faster?
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Enthusiast ![]() ![]() ![]() ![]() ![]() Joined Apr 25, '03 From Miami, FL Currently Offline Reputation: 9 (100%) ![]() |
QUOTE(flipside97LTD @ Nov 28, 2005 - 4:24 PM) [snapback]360687[/snapback] Well the Nationwide Adjuster came out today to look at my car. He totalled it... He didn't even finish writing the estimate and he was like "it's already at $6000, there's no point really to keep going". So that sucks... And the insurance company only offered me $5110 for the car! That's ridiculous! The car is worth at least $5200 STOCK, according to n.a.d.a. and kelly blue book. I've put $3900 into the kit, the paint, and the rims, so I plan on fighting them tooth and nail if i have too. $5000 is laughable in my opinion. I know parts depreciate, but I think I should at least get $7500 for it. -------------------- ![]() |
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![]() Enthusiast ![]() ![]() ![]() ![]() ![]() Joined Apr 14, '03 From Long Island, N.Y. Currently Offline Reputation: 1 (100%) ![]() |
people just dont understand what kind of loss it is to you. you've put your time and energy into that car and all they give you is below blue book price. I mean obviously you cant get all the money back that you spent on the car but they're totally disregarding the add-on parts and modifications that you've done to the car. that just doesnt make sense in my mind.
You buy a house with nothing in it and then you spend years building it up and adding furniture. What happens when its destroyed in a fire? You get money for everything that you claim. its not the full price of the item but you get money for it. Why isnt this the same with your automobile? |
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![]() Enthusiast ![]() Joined Aug 17, '03 From new jersey Currently Offline Reputation: 0 (0%) ![]() |
Hey man srry to see and hear about all that.
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![]() Enthusiast ![]() ![]() ![]() Joined Aug 20, '03 From Kansas City Currently Offline Reputation: 0 (0%) ![]() |
Your insurance quote...was that through your insurance company, or his? Does he have full coverage? Do you? I know that my company pays for all damages...example I have a body kit on my car, and it will be payed for if it ever gets into an accident. So I'm curious to see what kind of coverage you have and the guy that hit you. If they're only offering less than kbb, that's bullsh!t. You need to fight that.
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![]() Enthusiast ![]() ![]() ![]() ![]() ![]() Joined May 15, '05 From Toronto Currently Offline Reputation: 4 (100%) ![]() |
totaled? for that? I got hit just as hard in the rear with mine and they fixed her. Book value for my car is $9500 CND. my frame was bent, 1/4 pannel all the way up to the door from the end of the back window was buckeled cuz of the force. And i got hit by somethin bigger..90 Ford Explorer..good thing was his car was totaled..when he got hit from behind the guy bent his frame...stupid bastered talkin on his phone. At least u werent in the car man
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Enthusiast ![]() ![]() Joined Nov 21, '05 From Wpg, MB. Canada Currently Offline Reputation: 3 (100%) ![]() |
Book value for your 94 gts is $9500 Cdn?? That doesn't sound right at all..
My 95 gts has a book value of $55xx Cdn by MPI (public insurance here). That's just from the model/make/year, not including extras like mp3 decks and stuff. QUOTE(Valo666 @ Nov 29, 2005 - 12:06 AM) [snapback]360931[/snapback] totaled? for that? I got hit just as hard in the rear with mine and they fixed her. Book value for my car is $9500 CND. my frame was bent, 1/4 pannel all the way up to the door from the end of the back window was buckeled cuz of the force. And i got hit by somethin bigger..90 Ford Explorer..good thing was his car was totaled..when he got hit from behind the guy bent his frame...stupid bastered talkin on his phone. At least u werent in the car man |
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![]() Enthusiast ![]() ![]() ![]() ![]() ![]() Joined Mar 25, '05 From Sydney, Australia Currently Offline Reputation: 0 (0%) ![]() |
That must suck to hear that your car will be write-off
![]() I say definiately fight the insurance company and get the money that you deserve. -------------------- ![]() 98 ST204 ZR - Black Beauty - Roaming the streets of Sydney 73 TA22 LT - Tiffany Blue - Mint Classic Weekend Cruiser 75 TA22 LT - Snow White - Mint Classic Weekend Cruiser 77 RA28 LT - Flubber Green - Mint Classic Weekend Cruiser 94 MX-5 NA8 Clubman - Red Racer - Looking for corners WIP Project: 69 RT40 Corona, 2nd WIP Project: 66 RT40 1600s Corona 86 Corona RT142 - Daily Driver 6GC 4 Life Baby!!! |
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Enthusiast ![]() Joined Dec 7, '04 From greece Currently Offline Reputation: 0 (0%) ![]() |
Dude first of all sorry for what happened to your car
you should fight the insurance company(blood sucking *****) best of luck to you |
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![]() Enthusiast ![]() ![]() Joined Aug 21, '03 From UK Liverpool Currently Offline Reputation: 0 (0%) ![]() |
oooo how s"ittty is that, insurance companies are like that over here they only pay out half if its a write off. Can you not get another person to have a look at it because you dont think its a write off. To me it doesnt look like one. I know it stinks but maybe its gods way of saying we can see how good you did looks whys, lets see what you can do now with the engine or somthing else. If it wasnt totaled i was going to say you could have done a the Honda S2000 tail light converstion.
Every cloud how a sliver lining! Keep your head up. Thanks for your help on cardomain. -------------------- |
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Enthusiast ![]() ![]() ![]() Joined Sep 9, '02 From Scranton, Pa Currently Offline Reputation: 7 (100%) ![]() |
most people dont understand, wither when selling or insurance wise, the aftermarket products dont mean **** unless the buyer actually wants it for thoes reasons. theres no fair, by the book way to assest the value. so at the end of the day your extra say 7k u put into the car for paint and go fast parts are meaningless. buy it back and part it out if you think you can get your money out of it. its all you can do.
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![]() Enthusiast ![]() ![]() Joined Aug 21, '03 From UK Liverpool Currently Offline Reputation: 0 (0%) ![]() |
QUOTE buy it back Can you do tht i didnt know you could. So he would have to buy it back for the amount the insurance people have said they would pay him?? how does that work. Id find out where that lad lives and wait 6-12 months before doing something of his in, but thats just me. I suppose everyone has accidents just ashame it was a nice car. -------------------- |
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![]() Enthusiast ![]() ![]() ![]() ![]() ![]() Joined Apr 18, '05 From Calgary Currently Offline Reputation: 20 (100%) ![]() |
usually, insurance companies will auction their salvaged vehicles so other people can repair and restore them back to legal driving condition.
i got $3000 from my 4th gen but got sold for $100 at the auction, the estimated damage was probably around $400 only. i could've made an ease $2500 just like that. -------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- |
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![]() Enthusiast ![]() ![]() ![]() ![]() ![]() Joined May 15, '05 From Toronto Currently Offline Reputation: 4 (100%) ![]() |
I dunno how they got that figure, but i dunno. When i got into my accident i had 126xxxkm on it and they said book value of my car was $9500 CND without modifications. If it was a write off they were gonna gimme $13000..i dunt ask why or how, but they were gonna n my dmg was $6000 for the new 1/4, tail light, bumper, frame straightening, new interor pannels. I paid an extra $2000 to get the enitre car resprayed in a diff colour. I guess that its diff book value cuz u guys have public insurance and we have private.
QUOTE(Starcraftjunkie @ Nov 29, 2005 - 1:20 AM) [snapback]360981[/snapback] Book value for your 94 gts is $9500 Cdn?? That doesn't sound right at all.. My 95 gts has a book value of $55xx Cdn by MPI (public insurance here). That's just from the model/make/year, not including extras like mp3 decks and stuff. QUOTE(Valo666 @ Nov 29, 2005 - 12:06 AM) [snapback]360931[/snapback] totaled? for that? I got hit just as hard in the rear with mine and they fixed her. Book value for my car is $9500 CND. my frame was bent, 1/4 pannel all the way up to the door from the end of the back window was buckeled cuz of the force. And i got hit by somethin bigger..90 Ford Explorer..good thing was his car was totaled..when he got hit from behind the guy bent his frame...stupid bastered talkin on his phone. At least u werent in the car man This post has been edited by Valo666: Nov 29, 2005 - 3:13 PM |
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![]() Enthusiast ![]() ![]() Joined Nov 25, '05 From Glasgow Currently Offline Reputation: 0 (0%) ![]() |
![]() -------------------- 351.5bhp RWD TT
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![]() Enthusiast ![]() ![]() Joined Nov 29, '03 From Hampton, VA Currently Offline Reputation: 0 (0%) ![]() |
Well all they're gonna offer me is $5275 for my car... and the insurance company won't budge. I friggin had the BIGGEST argument on the phone with them and nothing... They say that all the work i did actually lowered the cars value. That the paint job would only appeal to a small number of people, and the body kit did add value but took it away. The kelly blue book on the car is only $4700 so they're really only giving me $500 for the $4000 i put into it... it sucks...
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![]() Enthusiast ![]() ![]() ![]() ![]() ![]() Joined Jun 1, '03 From WV Currently Offline Reputation: 2 (100%) ![]() |
QUOTE(flipside97LTD @ Dec 7, 2005 - 10:45 PM) [snapback]364623[/snapback] Well all they're gonna offer me is $5275 for my car... and the insurance company won't budge. I friggin had the BIGGEST argument on the phone with them and nothing... They say that all the work i did actually lowered the cars value. That the paint job would only appeal to a small number of people, and the body kit did add value but took it away. The kelly blue book on the car is only $4700 so they're really only giving me $500 for the $4000 i put into it... it sucks... This is just people being predigests to imports. It's stupid. I know if your car was a classic that you put a lot of work and money into, that they would almost have to give you more for it. Don't expect things to change, it's just the way close minded people work. -------------------- Live Free, Be Happy
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![]() Enthusiast ![]() ![]() ![]() ![]() ![]() Joined Nov 4, '02 From Hecho en la Republica Dominicana/Living in NJ Currently Offline Reputation: 0 (0%) ![]() |
damn just saw this thread for the 1st time today .. flipside .. i know how you feel/felt... i was going through the same thing alittl over a year ago .... in 3 months my car gets F'd up parked infront of my house.. then after getting the GT i have now.. gets hit by a cop car.. then by a lady that took a red light ... .. hope evething turns out ok for you filp .. i know it suck the insurance compnay doesn't want to pay up ... but take money and use it to get another celi.. if that is what you want.. i'm sure you can get something really good for under 3k ...
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![]() Enthusiast ![]() ![]() ![]() ![]() Joined Mar 23, '05 From Kansas City Currently Offline Reputation: 0 (0%) ![]() |
QUOTE(Bigmeanbulldog55 @ Dec 7, 2005 - 9:59 PM) [snapback]364630[/snapback] QUOTE(flipside97LTD @ Dec 7, 2005 - 10:45 PM) [snapback]364623[/snapback] Well all they're gonna offer me is $5275 for my car... and the insurance company won't budge. I friggin had the BIGGEST argument on the phone with them and nothing... They say that all the work i did actually lowered the cars value. That the paint job would only appeal to a small number of people, and the body kit did add value but took it away. The kelly blue book on the car is only $4700 so they're really only giving me $500 for the $4000 i put into it... it sucks... This is just people being predigests to imports. It's stupid. I know if your car was a classic that you put a lot of work and money into, that they would almost have to give you more for it. Don't expect things to change, it's just the way close minded people work. If your car was a classic you would also have special insurance that's made just for that type of coverage. My friend restored a 78 Cutlass with his dad and they never changed insurance to a classic car type company and when it got totalled it was only worth like $600 even though they had just put like $15,000 into it. Most insurance companies won't give you any extra or less for modifications to the car, just whatever the book value is. When my first Celica was totalled they gave me the retail value and the estimated sales tax cost for a vehicle of that value. It doesn't matter if there's a different engine in the car, bodykit, etc it's insurance on the STOCK car that you insured with them. If you wanted coverage on your kit or different engine etc you needed to get it covered with them. *Actually just found while typing this that (at least with my insurance company) comprehensive costs can cover more than the stock value like if your subs get stolen or something. -------------------- 1999 Celica GT
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