Am i lucky?, i wish i had pictures :D Options

[Blakout16]

With reading that insurance rate jack up thread from the guy getting into an accident.
Tickets Wise:: 75 in a 60 - 140$, dropped to 89$ but i still ended out with it (you think my insurance would jack way up eh?)
50 in 35 - 128$, only made me pay the ticket price. dropped the ticket and never went on my record.
Accidents Wise:: 2 accounts of vandilizing, alot of $$ (i hate people, and highschool )
3 Accidents, none of my fault. 1st: Friend with a big truck backed into me (this one didnt go to insurance, they just payed for it.) - 2nd: Lexus Is300 clipped me when he was making a right when i was at a stop light. i cried for his car than mine own (est was 2.8k$ in repairs on my own), 3rd: i wasnt even near the accident, but a Licoln Nav backed up into me and scrapped/dented the whole driver side of the car. (3.5k$ in repairs) not to mention it was at a homecomming dance, suckas :-/

now, reading with that one guy having just one accident and his isurance rates jacked up. esp with a ticket on my record.

[Rayme]

I’ve been driving since 16 and for done over 150 000 KMs since then. Absolutely nothing happend to me(ticket or accident wise, not even a ding doors in parking lots) *knocks on wood. So nah, you ain’t lucky.