i might be leaving the family Options

[macavely]

well got home today and the phone rings... its the insurance company... my celi is worth $3100. the damage is worth $3400 so they want to declare it a total lose.. so my happy mood just went away... all this cause some one want to hit my car while it's parked then bounce like a little bitch.. so now i have to think about what i want to do keep her or take the insureance money and make a down and another car... welll just wanted to vent...

[gas65]

Mac

Don't let the insurance company con you, $3100 for a 95?

What condition was your car in and how many miles was on it? What options did your car have?Do you have any receipts for anything you have done to the car?

Before you tell the insurance company anything, ask them how much they will give and you keep the car?Nothing says you have to settle on the first amount they quote you, hell make them sweat it out for a few days.

I just went through this crap awhile back on my 94 GT(with 143,000 miles on it) and they offered me $4100 tax, title, and licensed.I laughed at the guy and did my homework, and got well over that amount and still kept my car.My lawyer laughed and said I did exactly what he would have recommended to me but I already did everything I could do.

You just have to know how to work these guys and remember they are trying to save as much money as they can for the insurance company.You just have to remind them you are a paying customer and if this is how they treat you, you can go somewhere else for your insurance needs(along with your other family members)

If you need some help with getting that amount raised, I'll give you some tips when I get up today.Just start looking for any pics to show the condition of your car prior to the wreck, inside and out.Give me a brief description of your car with every option it has.

This post has been edited by gas65: Mar 23, 2004 - 5:31 AM