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> Insurance, Whats your premiums after a swap?
post Aug 7, 2004 - 6:39 PM
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Yota



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I'm trying to gauge an estimate on how much more money I'll have to pay after swapping in the 3S-GTE. Does anybody mind sharing what there premiums are?

I pay $690 every 6 months... Is it a huge cost jump once you've swapped a turbo motor into your car?


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post Aug 7, 2004 - 7:50 PM
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obi1kinob



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Some companies will not cover cars with any type of forced induction. When you get your quote you usually tell them the aftermarket stuff you have and I think that will allow it to be under coverage if its acceptable. I am not sure about this because I have never seen anyone list any aftermarket on their quotes. They always list as stock and list any damages if there are any (like dents that are already there, etc).

If you don't, and you get wrecked, they will cover what was listed, a stock 6th gen celica. If someone cracks open your jdm tails with a bat, you're gonna get stock replacements.

I'd ask your agent about their coverage for aftermarket and forced induction stuff.

Posts in this topic
- Yota   Insurance   Aug 7, 2004 - 6:39 PM
- - shid   Err, you plan on telling your insurance?! As ...   Aug 7, 2004 - 6:41 PM
- - Yota   What would happen if I didn't tell them and th...   Aug 7, 2004 - 7:25 PM
- - Anub1s   Insurance is gone. Plus how would they find out un...   Aug 7, 2004 - 7:27 PM
- - obi1kinob   Some companies will not cover cars with any type o...   Aug 7, 2004 - 7:50 PM
- - Yota   So insurance companies will insure a 93 MR2T...But...   Aug 8, 2004 - 1:15 AM
- - HaRv3sTeR   QUOTE (Yota @ Aug 7, 2004 - 11:39 PM) I'm tryi...   Aug 8, 2004 - 1:25 AM
- - Yota   do you have a good driving history?   Aug 8, 2004 - 1:59 AM
- - shid   QUOTE (Yota @ Aug 8, 2004 - 6:15 AM) So insurance ...   Aug 8, 2004 - 2:00 AM
- - Yota   but all celicas were built to hold the 3s... Are y...   Aug 8, 2004 - 2:03 AM
- - shid   Uhm, no; thats not how insurance companies will se...   Aug 8, 2004 - 2:42 AM
- - HaRv3sTeR   QUOTE (Yota @ Aug 8, 2004 - 6:59 AM) do you have a...   Aug 8, 2004 - 9:27 AM
- - Digndoug   DONT TELL THEM.. There is no reason to tell them y...   Aug 8, 2004 - 11:07 AM
- - Jeremy1210   hey man its a veer ysimple process. Call the insur...   Aug 8, 2004 - 2:37 PM
- - Yota   Well, lets say I decide to not tell them and they ...   Aug 9, 2004 - 1:05 AM
- - Jeremy1210   you ar correct. your rims will not be covered unle...   Aug 9, 2004 - 11:47 AM
- - shid   but people on here have tried; even ask Coomer- hi...   Aug 9, 2004 - 12:06 PM
- - Yota   I understand that Jeremy, but I find it hard to be...   Aug 9, 2004 - 12:17 PM
- - sphinx   The insurance company will only ask you the basic ...   Aug 9, 2004 - 2:14 PM
- - shid   As for after the accident, they won't know or ...   Aug 9, 2004 - 2:34 PM
- - Yota   Would they drop my insurance if they found out abo...   Aug 9, 2004 - 4:41 PM
- - shid   Stock price; unless your motor caused the accident...   Aug 9, 2004 - 4:46 PM
- - RedSunCelica   best thing to do is not tell them. and if someone ...   Aug 9, 2004 - 6:07 PM
- - obi1kinob   Well I did some digging around my company. Most i...   Aug 10, 2004 - 12:17 AM
- - Yota   Well then if they don't know about my suspensi...   Aug 10, 2004 - 12:29 AM


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